Car Insurance

[bjarvis]

Last week, we received a notice for our semi-annual Ameriprise car insurance premium due in July. It's gone up quite a bit, from $960 semi-annually to $1,223.

Today, I telephoned to reduce our deductibles from $100 to $500, reducing our premium to $1,016.

A few months ago, we checked with State Farm but their quote was $200 higher than Ameriprise. A friend recommended Liberty Mutual: they are $312 more expensive than our current Ameriprise policy, even with a 5% University of Maryland alumnus discount.

I'm going to keep digging around to see what else I might potentially find. What I'd really like is some sort of online insurance brokerage where I could put in all of our data in one shot then have it obtain quotes from various insurance companies. Anyone know of such a facility?

Edit: Progressive's web site quoted us $987. Their comparison rate feature only offered a number from one company, Allstate, and that was $1269 at the low end.

Edit2: Esurance quoted us $906 semi-annually, 21st Century $1,066.71.

Comments

[kent4str.livejournal.com]

I was with State Farm for almost 20 years, and Brian joined with me when he moved down. But, even with that history, almost no claims, and the fact that the agent was an old friend of the family (went to elementary school with my Dad), they couldn't match what Ameriprise offered. I loved them, and the service was great, but not really worth the difference. And Ameriprise's service was pretty darned good, too.