I've opted never to use an MSA just in the same way I never escrow my utility payments. Just annoying, ESPECIALLY if you lose the excess.
I just keep $X in my savings account for those sitches.
Although I'm an accountant, the whole MSA thing is way over the top of the complexity beaker here at UNM.
And on another front, it took decades for the university to come up with an equitable short-term disability plan, since third-party insurance plans were way too expensive for that. We just donate one day of vacation a year into a fund for critical illness pay funding. You can opt out of the plan, but if you do, no short-term disability. It's so amazingly simple, and now there's enough funding to cover all the requests, as opposed to the 30% coverage there was before. Because it's so simple, I'm surprised that some entity hasn't found a way to make that illegal.
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Date: 2005-10-31 10:28 pm (UTC)I just keep $X in my savings account for those sitches.
Although I'm an accountant, the whole MSA thing is way over the top of the complexity beaker here at UNM.
And on another front, it took decades for the university to come up with an equitable short-term disability plan, since third-party insurance plans were way too expensive for that. We just donate one day of vacation a year into a fund for critical illness pay funding. You can opt out of the plan, but if you do, no short-term disability. It's so amazingly simple, and now there's enough funding to cover all the requests, as opposed to the 30% coverage there was before. Because it's so simple, I'm surprised that some entity hasn't found a way to make that illegal.